Get My FREE Ebook to Learn How Baby Boomers Are Using Home Equity to Retire Smarter.
Hear from author and mortgage professional Michael Benson about what changed his mind - and how this guide can change your retirement.
What a reverse mortgage (HECM) actually is and how it works.
Who qualifies, what it costs, how funds are paid out.
How to protect your home, your heirs, and your piece of mind.
Real life examples of seniors who used their equity to fund care, stay in their homes, or give while living.
The biggest myths and facts.
This guide is perfect for homeowners aged 62+, adult children of seniors, or trusted advisors helping family make smart decisions.
I wrote this because, truth be told, I used to think reverse mortgages were garbage. I’m serious.
I’ve been in this business for decades, and for a long time I told people to stay far away. But everything changed after 2013 when Congress restructured the program. I did a deep dive, and I came out the other side a believer.
Since then, I’ve helped friends, family, and a whole lot of folks just like you use their
own home equity, to finally breathe a little easier — retire, travel, help their kids, cover care expenses — you name it.
Reverse mortgages aren’t just about survival — they’re about freedom, options, and control.
Here’s how real people use their home equity:
Pay off existing mortgages or debts.
Cover in-home care, medical bills, or long-term care needs.
Travel and enjoy life without draining savings.
Renovate or modify the home.
Help children or grandchildren with tuition, down payments, or weddings.
Preserve retirement accounts by using tax free equity.
Maintain financial independence and avoid relying on kids or government support.
And remember - NO MONTHLY MORTGAGE PAYMENTS!
I’ll be honest — most people who download the guide still have questions. Totally normal.
That’s why I’m offering a
free call
— just you and me — where we can walk through your situation and see if a reverse mortgage actually makes sense for you.
No sales pitch. No pressure. Just honest answers from someone who actually understands what it’s like to be in your shoes.